CHECKING ACCOUNTS IN LOUISIANA

We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, automatic bill payments, 上述交易, and other electronic funds transfers. 

If you have established alternate overdraft protection methods such as a line of 信贷 or automatic transfer from your other accounts, we will always attempt to pay an overdraft using these methods before paying your overdraft utilizing 透支的特权. You also have the option to 

opt-in/out of overdraft privilege for ATM transactions and debit card purchases.

Restrictions may apply. Not all overdrafts are guaranteed. 条款和条件.

透支保护

Louisiana FCU checking accounts are enhanced with 透支保护. We offer two different ways to cover your overdrafts:

1. If your account qualifies, the standard overdraft practices that come with your account include 透支的特权.

2. We also offer overdraft protection plans, such as links to savings account and lines of 信贷 (loans). These may be less expensive than our standard overdraft practices.

Restrictions may apply. Not all overdrafts are guaranteed.